Can I let my home and buy a new one?

    09 February 2017 | 01:39 PM

    Whilst this may seem like a very straight forward question, the answer is rarely as easy as you would hope.   If you have a mortgage on your current home it is almost certainly a “Regulated Mortgage Contract”, one of the conditions of which will be that you are not permitted to let out the property. Generally, properties which are being let whilst having a mortgage will have a variant...  (Read More)

    Clients we helped to find a mortgage in January

    04 February 2017 | 10:49 AM

    January was an extremely busy month for new enquiries and applications, particularly with regards to  the proportion of first time buyer applications. Hopefully this is an indicator that the lifeblood of the housing market remains confident in the face of often negative media reporting of the property market.   All of the following mortgage offers were successfully received from mains...  (Read More)

    Income protection pays the bills when you cannot!

    10 January 2017 | 04:19 PM

    Ok, so we know why people insure their car - it's the law, similarly if you have a mortgage it is compulsory to insure the property.   Every other insurance is in theory optional, with many people choosing cover for pets, mobile phone and their household appliances either by their own choice, thinking it was compulsory or worse not even knowing what they are paying for each month!   H...  (Read More)

    New Year – New Mortgage?

    05 January 2017 | 02:25 PM

    Many people will enter 2017 with renewed enthusiasm and resolutions to lose weight, drink less, exercise more etc. All of these aims should be applauded, but financial health and wellbeing should also be at the top of the New Year agenda.   Newspaper headlines often focus on areas such as utility bills and costs of shopping, areas which can produce a gradual saving each month over tim...  (Read More)