Buy to let mortgage with no earned income?

    20 October 2016 | 03:40 PM

    Buy to let mortgage with no earned income?   Following up on our last blog regarding the recent and proposed changes to tax relief available on buy to let mortgages, we thought a follow up was needed.   We are often approached by those looking to add to their property portfolio or buy their first investment and asked to advise on whether a joint or sole name purchase is more beneficia...  (Read More)

    The buy to let remortgage window is open!

    14 October 2016 | 03:01 PM

      If you are an existing landlord you will be aware of the recent changes to tax allowances on furnished property, alongside proposed reductions to finance cost tax relief.   Many property investors and buy to let landlords are reviewing the viability of their investments as a result of these changes.   One extra element to add to the equation is the option of remortgaging now to take...  (Read More)

    Mortgages for Professionals

    03 October 2016 | 11:42 AM

    If you are working as a Professional, and by this we mean Doctors and other Medics, Dentists, Vets, Accountants, Solicitors, Barristers & other business owners, it is highly likely that the day to day demands of work and family life mean that managing your personal finances is way down your list of priorities.   Many practices of this type are Limited Liability Partnerships, which...  (Read More)

    Property types – mortgage companies have different tastes!

    21 September 2016 | 04:25 PM

    Ok – so you’ve found your dream home or perfect investment, now you need a mortgage to buy it.   With a perfect credit history, and a long term relationship with Vanilla Bank who look after your mortgage and current account, what could go wrong?   Well, as implied by the name of our made up bank, some mortgage companies like straight forward plain properties, with no quirks or unique ...  (Read More)